We are excited to open the new Mikro Kapital branches and strengthen our presence in the Southern region of Romania, an area with enormous potential. We want to be as close as possible to entrepreneurs and farmers, both in Bucharest and Ploiești and in the surrounding areas.

Mikro Kapital can be described in three words: transparency, flexibility, and speed.

Transparency: We provide our clients with all the necessary information to secure proper financing.

Flexibility: We support our clients even if their businesses are seasonal and require grace periods or flexible repayment schedules.

Speed: Time matters, so for loans up to 45,000 RON, approval is granted in just 2 days.

These three values – transparency, flexibility, and speed – are core objectives of our company, ensuring that every client’s needs are met. And because we see our clients as part of our family, we also provide financial consultancy and education, in addition to financial support.

Currently, we offer business loans, agricultural loans, and personal loans, with amounts ranging from 2,000 to 700,000 RON. Following client requests, we plan to launch a mortgage loan for individuals to better meet our customers’ needs.

With the opening of these new branches, we now have 7 locations in the Eastern and Southern regions of Romania: Suceava, Iași, Brăila, Constanța, Craiova, Ploiești, and Bucharest. We also plan to expand to Transylvania to be even closer to our clients.

Mikro Kapital branches are open Monday to Friday from 8:30 AM to 5:30 PM, welcoming clients with financing options both for those looking to develop their businesses and for individuals needing personal loans.