Last update: 07.07.2026
MK KREDIT IFN S.A., headquartered in Iasi, Str. Sf. Andrei, no. 15A, 2nd floor, Iasi County, Romania, registered under Banking Register No. RG-PJR-24-110315/23.09.2016, Trade Registry No. J2016000378225, Unique Registration Code 35643645, with a subscribed and paid share capital of 21,282,300 RON, and registered in the Personal Data Operators Registry under No. 37741 (“MK KREDIT IFN SA” or “the institution”), as a data controller, provides this notice to explain how we process and protect personal data.
Use of Cookies
MK KREDIT IFN SA uses a technology called “cookies” on the website www.mk-kredit.ro
(hereinafter “the site”).
The purpose of this cookie policy is to clearly inform you about the cookies used on our site.
A “cookie” (also known as an “HTTP cookie,” “browser cookie,” or “internet cookie”) is a small file made up of letters and numbers that is stored on your device (computer, mobile device, smartphone, or other equipment) from which you access the Internet. Cookies are installed by a web server request to a browser (e.g., Chrome, Opera, Internet Explorer) and are completely passive (they do not contain software, viruses, or spyware and cannot access information on your hard drive).
A cookie consists of two parts: its name and its content or value. Its lifespan is defined, and technically only the web server that set the cookie can access it again when a user returns to the associated website.
Types of Cookies Used by MK KREDIT IFN S.A.:
Session Cookies: Used to identify sessions.
Google Analytics: A web analytics service provided by Google, Inc., headquartered at 1600 Amphitheater Parkway, Mountain View, California, CA 94043, USA.
Facebook Pixel: A web analytics service provided by Facebook, Inc., headquartered at 1 Hacker Way, Menlo Park, CA 94025, USA.
Persistent cookies remain on your device and are not deleted when you close your browser, unlike session cookies, which are deleted upon closing the browser. Google Analytics uses persistent cookies that generate a user ID to help analyze how users interact with the website, how they arrived at it, the number of unique users, visit duration, etc. This allows mk-kredit.ro to improve the site and enhance user experience.
Cookies are not required for browsing the website and are installed only with your consent.
Data Collected via Cookies:
Masked IP address
Location: country, region, city, approximate latitude and longitude (geolocation)
Date and time of request
Page title being viewed
URL of the page being viewed
URL of the previous page visited
Device screen resolution
Visitor’s local timezone
Downloaded files
Clicks to external domains
Page generation time (server response and download time)
Browser language
Browser version, browser plugins (PDF, Flash, Java), operating system version, device identifier (User-Agent header)
This information is used anonymously to produce aggregated statistical reports about visitor activity.
Managing Cookies:
You can allow, block, or delete cookies on your device at any time through your browser’s privacy settings. Browser developers may update these procedures, so we cannot guarantee they will always follow the latest version.
You can also enable:
Private browsing: prevents the browser from saving your history, passwords, cookies, and other site data.
Do Not Track: requests websites not to track your browsing habits for targeted advertising.
Links for configuring cookies on major browsers:
Internet Explorer 5–9
Safari
Chrome
Firefox
Opera
Android
Windows Phone
Blackberry
You can set your browser to refuse cookies. Disabling cookies may make certain sections or pages unusable (e.g., completing online forms or accessing certain features). You can always change your preference and allow cookies later by reconfiguring your browser.
More information about cookies is available at www.allaboutcookies.org
or www.youronlinechoices.com
, including Google Analytics privacy settings, IP masking, and opt-out options.