Last update: 24.04.2026
COOKIE POLICY
MK KREDIT IFN S.A., with its registered office in Iași Municipality, 15A Sf. Andrei Street, 2nd Floor, Iași County, Banking Register No. RG-PJR-24-110315/23.09.2016, Trade Register No. J2016000378225, Unique Registration Code 35643645, subscribed and paid-up share capital of RON 21,282,300, registered in the Personal Data Operators Register under No. 37741 (“MK KREDIT IFN S.A.” or the “Institution”), acting as a data controller, hereby provides you with this Notice in order to explain how we process and protect personal data.
MK KREDIT IFN S.A. uses a technology called “cookies” on the website www.mk-kredit.ro (hereinafter referred to as the “Website”).
The purpose of this Cookie Policy is to provide you with clear and accurate information about the cookies used on our Website.
A “cookie” (also known as an “HTTP cookie”, “browser cookie” or “Internet cookie”) is a small file consisting of numbers and letters that is stored on your device (computer, mobile terminal, mobile phone or other equipment) used to access the Internet. The cookie is installed through a request sent by a web server to a browser (e.g. Chrome, Opera, Internet Explorer) and is completely “passive” (it does not contain software programs, viruses or spyware and cannot access information stored on your hard drive).
A cookie consists of two parts: its name and its content or value. In addition, the lifespan of a cookie is determined; technically, only the web server that sent the cookie can access it again when a user returns to the website associated with that web server.
MK KREDIT IFN S.A. uses the following types of cookies on its Website:
• Session cookies, which are used to identify browsing sessions.
• Google Analytics, a web analytics service provided by Google, Inc., an entity whose principal office is located at 1600 Amphitheatre Parkway, Mountain View, California, CA 94043, United States of America.
• Facebook Pixel, a web analytics service provided by Facebook, Inc., an entity whose principal office is located at 1 Hacker Way, Menlo Park, CA 94025, United States of America.
Persistent cookies are stored on your computer and are not automatically deleted when you close your browser, unlike session cookies, which are deleted when you close your browser. Google Analytics uses persistent cookies that generate a user ID to help us analyse how users interact with the Website, how they arrived at the Website, the number of unique users, the duration of visits, etc. The browsing experience of Website visitors is tracked by Google Analytics in order to produce anonymous statistics. In this way, mk-kredit.ro can operate more efficiently and improvements can be made to the Website to make it easier for users to find and access the information they need.
Cookies are not necessary for browsing the Website; therefore, they may only be installed if the user consents to their use.
The data collected is masked and cannot be used to identify a specific visitor. It will not be shared with any other organisation for marketing, market research or commercial purposes.
mk-kredit.ro implements all necessary technical and administrative measures to protect the transfer of personal data between the user and the server.
The cookies used by MK KREDIT IFN S.A. enable it to collect the following information about visitors:
• IP address (masked)
• Location: country, region, city, approximate latitude and longitude (geolocation)
• Date and time of the request
• Title of the page being viewed
• URL of the page being viewed
• URL of the page visited before the current page
• Screen resolution of the user’s device
• Time in the visitor’s local time zone
• Files that have been downloaded
• Links to external domains that have been clicked
• Page generation time (the time required for web pages to be generated by the web server and then downloaded by the visitor: page speed)
• Primary language of the browser used
• Browser version, browser plugins (PDF, Flash, Java), operating system version and device identifier (User-Agent header)
MK KREDIT IFN S.A. uses this information to prepare aggregated and anonymous statistical reports regarding visitor activity.
Withdrawal of consent and deletion of cookies
You may allow, block or delete cookies installed on your devices at any time by configuring the privacy settings of the browser installed on your device. These procedures are subject to updates or changes by browser developers; therefore, we cannot guarantee that they fully correspond to the latest version available at any given time.
You may also enable:
• Private browsing, through which your browser no longer stores your browsing history, website passwords, cookies or other information relating to the pages you access; or
• The “Do Not Track” function, through which your browser asks the websites you visit not to track your browsing habits, for example in order to serve interest-based advertising on the websites you visit.
Below, we provide links where you can find information on how to configure your cookie preferences in the main browsers:
• Internet Explorer 9
• Safari
• Chrome
• Firefox
• Opera
• Android
• Blackberry
You may configure your browser to reject cookies. Disabling and refusing cookies may make certain sections/pages unavailable or difficult to view and use (for example: completing an online notification / accessing the online notification register / playing a public information video, etc.). You may change your mind at any time and choose to accept cookies by reconfiguring your browser and enabling cookies again.
More information about cookies can be found at www.allaboutcookies.org or www.youronlinechoices.com/ro, as well as on the Google Analytics website, including information regarding privacy measures, disabling tracking and IP address masking.