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Despre noi Background

About us

MK Kredit – Where potential becomes success

MK KREDIT IFN SA is a non-banking financial institution with international capital, active in the Romanian market since 2010. We offer fast, transparent, and tailored financing solutions for small and medium-sized businesses, local entrepreneurs, farmers, and independent professionals.

Our Mission

Our mission is to support entrepreneurial activity in areas of Romania with limited access to information, to understand our clients’ needs, and to assist them through guidance and responsible financing to help them reach their full potential.

We aim to provide fast and responsible access to financing for local businesses in Romania through transparent products, genuine consultancy, and a simplified process, without unnecessary barriers.

Our Mission
Our Vision

Our Vision

We aim to become a trusted partner for every entrepreneur in Romania who has the courage to build. We want to redefine the relationship between people and financial institutions, based on real support, not complications.

Valorile MK Kredit

Construim relații bazate pe încredere, transparență și responsabilitate, pentru a susține dezvoltarea afacerilor din România.

Transparency

Transparency

At MK KREDIT, trust is built through honesty. All costs, terms, and conditions are presented clearly, with no hidden clauses or unpleasant surprises.

Speed

Speed

In business, time is a precious asset. That’s why our processes are optimized to provide the fastest possible response—sometimes in as little as 48 hours.

Responsibility

Responsibility

We practice ethical lending, carefully evaluating each request and offering only what we know the client can support.

Respect for the Client

Respect for the Client

We put people at the center of every decision. We listen to each client’s needs and provide personalized guidance so that the proposed financial solution is the most suitable for their context.

Accessibility

Accessibility

Financing should not be a privilege, but a resource available to those who want to build. Our solutions are designed to be simple, with minimal documentation and flexible conditions, so that more businesses have the chance to grow.

Out team

Our team is young, dynamic, and constantly evolving. Our experts have solid knowledge in financial analysis based on the EBRD approach, as well as long-term experience in lending to small and medium-sized enterprises.

Thomas Heinig

Thomas Heinig

Preşedintele Consiliului de Administraţie

Richard Marney

Richard Marney

Membru al Consiliului de Administraţie

Johannes Feist

Johannes Feist

Membru al Consiliului de Administraţie

Andrei Bostaca

Andrei Bostaca

Director General

Irina Dumitru

Irina Dumitru

Director Financiar

Andrei Stan

Andrei Stan

Director General Adjunct

Silviu Săulescu

Silviu Săulescu

Director Risc

MK Kredit Group

Our group primarily invests in micro and social financing, with a focus on countries along the Silk Road.

Our corporate strategy is based on four principles:

  • We place our clients’ interests at the center of everything we do.

  • We provide our clients with a unique way to manage their assets.

  • We are responsible towards society and the local economy.

  • We focus on the long-term development of our company, striving to achieve sustainable and profitable growth.

MK Kredit Group

We are convinced that our strategy, grounded in our business culture and the dedication of our employees, is a tool for growth and protection. It builds trust in our company day by day and helps us become a benchmark company in our key markets.

Imon International

Imon International

Luxembourg

MK KREDIT HK

MK KREDIT HK

Hong Kong

MK KREDIT IFN SA

MK KREDIT IFN SA

Romania

MK KREDIT LLC

MK KREDIT LLC

Armenia

MK KREDIT SpA

MK KREDIT SpA

Italy

MK KREDIT Uzbekistan

MK KREDIT Uzbekistan

ItaUzbekistanly

Mikro Leasing Uzbekistan

Mikro Leasing Uzbekistan

ItaUzbekistanly