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eCommerce Loans

Support the growth of your farm with specialized agricultural loans. Finance your equipment, seeds, fertilizers, and all investments needed for high-quality production.

We understand agricultural cycles and offer flexible financing solutions, with grace periods tailored to the harvest season and special conditions for Romanian farmers.

Aplică acum
Dobândă fixă eCommerce Loans

From 10,000
to 750,000 lei

Amount

Fast response

Fast response

Up to 125,000 lei,
with personal guarantee

Personal guarantee

Up to 84 months

Term

Benefits

Invest in your home business

Speed

Speed

Quick response for amounts up to 125,000 lei

Comfort

Comfort

We require a minimal set of documents

Amounts

Amounts

From 10,000 to 750,000 lei

Grace period

Grace period

Grace period up to 12 months and flexible repayment schedule

Flexibility

Flexibility

Flexible guarantees and no down payment

Stabilitate

Stabilitate

Dobândă fixă

Terms and Conditions

Loan amount
From 10.000 to 50.000 lei
Term
48 months
Guarantees
Only with a personal guarantee
Loan amount
From 50,001 to 125,000 lei
Term
60 months
Guarantees
Personal guarantee + property guarantee
Loan amount
From 125.001 to 750.000 lei
Term
84 months
Guarantees
Personal guarantee + property guarantee

Document package

Identity cards of the borrower and the guarantor
01
Documents confirming business activity
02
Additional documents, if necessary
03

How do you get it

Submit an application
Fill out the application online or visit an agency
01
Submit the documents
Wait for the analysis and final decision
02
Receive your funds
Money transferred directly to your account
03

How do you return it

Online
Online
Via Internet Banking
In cash
In cash
Via bank transfer

Some possible destinations for business loans

  • Loans for merchandise inventory
  • Loans for supplier payments
  • Loans for payroll or government taxes
  • Refinancing working capital loans from other institutions

  • Loans for merchandise inventory
  • Loans for supplier payments
  • Loans for payroll or government taxes
  • Refinancing of working capital loans from other institutions

  • Loans for merchandise stock
  • Loans for supplier payments
  • Loans for payroll or taxes to the state
  • Refinancing of working capital loans from other institutions
Professional business woman
Apply for credit

Business Loans

Just as an individual may sometimes need a source of financing to cover personal needs, your company may require business loans at key moments in its development.

Why do you need a business loan?

Have you ever wondered whether your business needs financial support to reach its full potential? Here are the main reasons why you might need a loan for your company:

Business loans for small and medium-sized enterprises

As a small entrepreneur, you may not have sufficient support to grow your business. Yet your business idea may have tremendous potential—worth investing in.

That’s why MK KREDIT supports the growth of small enterprises in Romania, offering business loans under favorable conditions.

Business loans to maintain supplier relationships

Whether you are starting out or facing a critical financial point in your business, you need support to overcome small obstacles. You cannot afford for your relationships with suppliers to suffer due to temporary cash flow issues.

MK KREDIT provides financial support so you can strengthen future relationships with your suppliers. With a small business loan, you can pay invoices on time, even when incoming payments are delayed. Late payments can be costly, while a business loan is easy to obtain and repay, without negatively affecting your company’s reputation or future.

Business loans for investments

Just as a person can grow personally and professionally only by dedicating time and financial resources, a business can grow and develop only by making smart, timely investments. Opportunities can appear at any moment, but to take advantage of them, you need the necessary financial support.

That’s why MK KREDIT offers the most advantageous loans for businesses. With minimal documentation, quickly and easily, you can obtain the financing you need to seize key opportunities for your business growth.

Small business loans: the key to a START-UP’s success

Are you the proud owner of a START-UP with at least three months of successful economic activity? Then you need a reliable source of financing for your business plan.

MK KREDIT helps you start your journey with confidence and the financial resources you need, offered in the form of the most advantageous small business loans. At the beginning, it is crucial to carefully assess your business needs and validate your plans with concrete actions backed by the necessary financial support.

When you choose a business loan from MK KREDIT, you take no risk, as everything is calculated accurately to work in your favor. We consider your actual repayment capacity and the seasonal nature of your business.

This way, we provide business loans designed to become true financial safety belts, enabling your business to grow and thrive.